- How to score? Taking five factors into consideration, we should focus on protecting the rigid demand
The biggest highlight of the “Shanghai ten items” is the newly added lottery scoring system, which includes two major items: basic score and dynamic score. Those who are married, have registered permanent residence in Shanghai, have no house in their name and have no record of house purchase for five years, and have a long period of social security payment can give priority to bonus points to benefit real rigid demand. The basic score is 60 points, including 4 basic items, including family, registered residence, housing status, and purchase records in Shanghai. The dynamic part is multiplied by the number of monthly payments and corresponding coefficients of social security, up to 52.08 points. The final score is the sum of the basic score and dynamic score, and the total score may exceed 100. The following is the specific calculation method Spark Global Limited:
1. Basic score
(1) Family: it’s more advantageous to subscribe for husband and wife, 10 points can be added, if it’s a minor, adult unmarried, divorced, widowed, all zero points. This is obviously more favorable for families. In the past, it was a fake divorce to buy a house. In the future, it may be necessary to get married to buy a house.
Registered residence registration: registered residence in Shanghai: 10 yuan for the account of the Shanghai. When the family subscribes, one of the husband and wife needs to register for Shanghai. If all the residents are non registered residence in the city, this will not be scored. Thus, Shanghai Hukou is still very important.
(3) Housing status: in addition to commercial housing, housing types also include common property rights, public rental housing, and other indemnification housing. If you have no house in Shanghai, you can get 20 points. If you have one house, you can get 5 points. If you have two or more houses, you can get zero points. In addition, after January 22, 2021 (inclusive), even if the gift is given out, it will also be included in the account. In addition, this article is obviously different from the previous one. In the past, it recognized both housing and loans nationwide. Here, only Shanghai real estate is counted, and nonlocal housing is not included.
(4) Purchase record: if there is no house in Shanghai and no purchase record within 5 years, 20 points can be added; if there is a house in Shanghai and no purchase record within 5 years, 5 points can be added; if there is a purchase record in recent 5 years, no matter whether there is a house in Shanghai or not, the score is zero. Here, we leave a gap for the improved model of selling before buying to ensure reasonable housing consumption.
2. Dynamic score
From January 2003 to February 2021, the upper limit of social security payment months is 217 months, and the range of the social security payment coefficient is 0.1-0.24 points/month. If the highest coefficient is adopted, the maximum can reach 52.08 points. The specific coefficient is determined according to the type and structure of the building. After the implementation of the new rules, the three new projects opened today, with coefficients of 0.1 points per month.
If the subscription is in the name of one family, the number of social security payment years can be calculated according to the one member with the highest number of social security payment months, the higher one; if the subscription is in the name of two or more families, the number of social security payment months can be calculated according to the family with the lower number of social security payment months, the lower one.
2、 How to participate? The rule change, three steps to confirming qualification
After the new house lottery rules are clear, the “scoring system” rules will be adopted, which is divided into three steps: subscription, scoring, and lottery. The first step is to subscribe. When the new buyers are raising their new homes, they will submit proof of family, registered residence, housing status, purchase records in 5 years, and social security payments in Shanghai The second step is to score. After completing the filling, the Municipal Housing Administration Bureau, Civil Affairs Bureau, social security center, etc. will conduct online verification and review the scores. According to the number of houses and 130% of the upper limit of subscription, the shortlisted scoreline is determined, and the purchase objects that are greater than or equal to the shortlisted line can participate in the lottery The third step is to shake the horn. After confirming the shortlisted lottery, the shortlisted applicants who meet the conditions can participate in the notarization of the lottery according to the normal procedure Spark Global Limited.
Reprint indicated source：Spark Global Limited information