Last week, high-level and multiple ministries and commissions spoke intensively about the property market. In particular, on July 23, the Ministry of housing and urban rural development and other eight departments issued the notice on continuously rectifying and standardizing the order of the real estate market (hereinafter referred to as the notice), which further increased the industry’s expectation of strict and tight regulation of the real estate market in the second half of the year.
“The eight departments have comprehensively standardized the order of the real estate market from four aspects: real estate development, housing sales, housing leasing and property services, and become more systematic, institutionalized and long-term.” In the view of Li Yujia, chief researcher of Guangdong housing policy research center, the supervision has a strong voice, a wide range and full coverage, which is expected to solve some “persistent diseases” existing in the real estate market for a long time.
The reporter of Securities Daily noted that within 48 hours after the implementation of the notice, many places issued new measures on the regulation of the property market. Among them, Shanghai, Shaoxing and Hangzhou “responded” to the real estate market regulation policies on July 23. According to the notice on strengthening the management of housing donation issued by Shanghai, if a house is transferred by donation from July 24, in the implementation of the housing purchase restriction policy, the house will still be recorded in the number of houses owned by the donor within 5 years from the date of transfer registration; The donee shall comply with the national and municipal housing purchase restriction policies. The notice on strengthening the supervision of the second-hand housing market issued by Shaoxing proposes to establish a release mechanism for the transaction reference price of second-hand housing; Implement the application of second-hand housing transaction reference price in finance and credit; Severely crack down on illegal acts of intermediary institutions. In the notice on carrying out special inspection on the use of real estate place names, Hangzhou made it clear that the special inspection on the use of real estate place names will be carried out in the whole city from July 25 to September 30, focusing on five categories of behaviors such as project promotion and publicity by real estate development enterprises without obtaining pre-sale license, so as to create a healthy and orderly real estate market environment and standardize the use and management of place names, Protect the legitimate rights and interests of property buyers.
“The eight departments have a clear direction for the whole process control of the order of the real estate market. On the one hand, it shows that the regulation of the property market is not relaxed. On the other hand, it objectively urges a small number of hot areas of the property market to carry out active regulation. ” Yan Yuejin, director of think tank research center of Shanghai E-House Research Institute, said in an interview with Securities Daily.
In fact, with the increasingly omni-directional and three-dimensional regulation of the real estate market, how to do a good job in real estate finance and Housing leasing has been put in a more prominent position.
For example, the contents of the teleconference on accelerating the development of affordable rental housing and further improving the regulation and control of the real estate market held on July 22 are highly overlapped with the highlights of urban implementation policies listed in the notice. The above-mentioned meeting stressed the need to firmly grasp the key of real estate finance and strictly enforce the “three lines and four grades” financing management of real estate enterprises and the concentration management of real estate loans of financial institutions; Take measures according to local conditions, focus on the net inflow of population into cities, implement the main responsibilities of cities, and accelerate the development of affordable rental housing. The notice focuses on obtaining or assisting in obtaining “business loans”, “consumer loans” and other non personal housing loans for house purchase, and carrying out housing leasing consumer loans in violation of regulations.
Zhang Bo, President of the branch of anjuke Real Estate Research Institute, told reporters that focusing on the importance of real estate financial regulation on the basis of non speculation in real estate and the goal of “three stability” is the key to steadily promote and resolve the potential risks existing in local real estate markets and deal with the differences in regulation caused by market differentiation. To solve the prominent housing problems in big cities, we should not only do a good job in the regulation of the commercial housing market, but also vigorously develop the housing rental market.