Housing accumulation fund management center of zhengzhou, points out that the policy for the new content, in the past when the housing accumulation fund loan approval, only to zhengzhou in the “blacklist” capture puts housing accumulation fund management to limit, the increased access to personal credit reporting requirements, aims to guide people to set up the credit consciousness, promote the construction of social credit system. Execute individual credit investigation after inquiry, individual credit investigation has seriously bad record, will not be able to deal with housing accumulation fund loan.
Appropriately restrain withdrawals and ensure the demand for funds for loan issuance
Zhengzhou also did some adjustment in extraction of policy, the policy, for house purchase extraction of housing accumulation fund, but five years after the purchase, with real estate transactions or real estate registration department for the record formalities that buy a house or certificate and the invoice, the deed tax payment certificate issued by the tax department to handle the housing accumulation fund of extraction, extraction should no more than the total amount paid.
According to the new policy regulation, because buy a house to withdraw housing accumulation fund, can buy a house within 2 years after buying a house, with the real estate transaction or real estate registration department put on record to buy a house procedures or vouchers and tax authorities issued by the invoice, deed tax payment vouchers for housing accumulation fund extraction, the total amount of extraction should not exceed the amount that buy a house to pay. Before the settlement of the housing accumulation fund loan, the balance of the deposit account of the borrower (including the borrower who has issued the loan certificate in other places and handled the loan in other housing accumulation fund management agencies) and his/her spouse can only be used for the repayment of the principal and interest of the housing accumulation fund loan, and may not be withdrawn for other reasons.
Zhengzhou housing accumulation fund management center, said the original extract policy is based on the extraction of housing accumulation fund management approach (trial) “in henan province (prepare to build gold  no. 30) adopted a policy of temporary, in view of the file has been declared invalid, this according to the current status of funds, to readjust the extract that buy a house purchase time regulation, At the same time to the housing provident fund loans have not been cleared of the family withdrawal restrictions. The purpose of adjusting the partial withdrawal policy is to moderately restrain the withdrawal, increase the income and reduce the expenditure, and better guarantee the demand for funds for loan issuance.
Reprint indicated source：Spark Global Limited information