Buying a house is a big event. Many people may only have a set of real estate in their entire lives. Do you feel puzzled by the endless explanations and piles of professional terminology from salesmen at the sales office?
Buying a house is a big event. Many people may only have a set of real estate in their entire lives. Do you feel puzzled by the endless explanations and piles of professional terminology from salesmen at the sales office? Therefore, you must master some basic real estate knowledge and terminology before going to the sales office to inspect the house on the spot, so that you will not be a novice who has no house buying experience, so as not to step into the big hole at the beginning of the house purchase. I have sorted out some tips on buying a house for everyone, and hope to help you.
What are the types of properties?
1. Commercial housing
Commodity houses are also known as “large property rights houses”. Commodity houses are houses developed and constructed by real estate development companies and sold at market prices. Most of the houses traded and circulated in the market are of this type.
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West Third Ring Wanshou Road
Residential for sale Fengtai brand real estate 109,000 yuan / square meter
2. Housing reform
Refers to the public housing that urban employees have purchased at cost or standard price in accordance with the state and local people’s governments at or above the county level in accordance with the relevant urban housing system reform policies and regulations. However, the land transfer fee must be paid before the listing, and the relevant competent authority must be approved before the sale. Before buying a house, first understand the reliability of the property right, confirm the real estate applicant and the registered area and land use age on the certificate.
3. Resettlement housing
This type of house is the house built by the government for the demolition of existing houses during urban construction and the resettlement of the demolished households. However, there are also two situations. The property rights belong to the collective and are not allowed to be traded again; they belong to individuals and can be traded normally if they meet the listing conditions.
4. Small property house
It refers to the houses built on rural collective land without relevant certificates and land transfer fees. The property rights certificates are not issued by the state housing management department, but by the township government or village. Note that there are actually no small property right houses. Real property rights. The price of this type of house is only 40%-60% of the price of a commercial house in the same location. The construction of small property right houses must conform to the overall urban planning.
5. Fund-raising housing
It is to change the system of housing construction by the state and the unit as a single contract, implement the implementation of the government, the unit, and the individual to jointly undertake the construction of houses by raising funds. The ownership of houses built by fund-raising is determined according to the proportion of capital contributions. Fund-raising housing is generally not allowed to be traded, and the overall property rights of the housing belong to the unit.
6. Affordable housing
Houses constructed according to the national economic and affordable housing construction plan. The plan is uniformly issued by the state, the land is generally allocated through administrative allocation, land transfer fees are exempt, various approved fees are levied by half, and the selling price is subject to government-guided prices, which are determined in accordance with the principle of guaranteed meager profit. This type of housing is generally listed and traded after 5 years.
What are the “five certificates” and the “two books”
“Construction Land Planning Permit”: It is a statutory certificate that the construction unit confirms that the location and scope of the construction project conform to the urban planning by the urban planning administrative department before applying to the land administration department for land acquisition and allocation;
“Construction Project Planning Permit”: It is the legal certificate that the relevant construction project meets the requirements of urban planning.
“Construction Project Construction Permit”: It is the approval document for the construction unit to meet the construction conditions and allow the start of construction, the legal certificate for the construction unit to carry out the construction, and it is also one of the main basis for the registration of housing ownership. Buildings without a construction certificate are illegal buildings , Not protected by law;
“State-owned land use certificate”: It is a legal document that proves that the land user pays the land use right transfer fee to the state and obtains the use right of a certain piece of state-owned land within a certain period of time;
“Commercial Housing Pre-sale License”: the approval document for the real estate management department of the municipal and county people’s government to allow real estate development enterprises to sell commercial housing. Two books: “House Quality Assurance”; “House Manual”.
Conversion of building area and usable area
1. The residential area refers to the total net area of each residential door excluding the thickness of the wall.
Including bedrooms, living rooms, halls, aisles, kitchens, bathrooms, storage rooms, wall cabinets (excluding wall cabinets), indoor stairs (according to the projection area).
2. When using the space inside the sloping roof as a house, the net height of half of the area is not less than 2.1 meters, and the minimum net height of the rest is not less than plus or minus 1.5 meters. Those that meet the above requirements can be included in the usable area; Otherwise, the used area is not counted.
3. If the area of each balcony (whether concave or convex) is less than 6 square meters, the usable area will not be calculated; if it exceeds 6 square meters, the excess part will be converted into the usable area at 1/2 of the net area of the balcony.
4. “Usable area×1.3=building area” can be calculated simply by using this formula.
The more detailed the contract signed with the developer, the better. Under normal circumstances, the content of the contract should include: house area, location, house type and corresponding supporting facilities, etc., which should be specified in detail. Nowadays, many developers promise to buy a house and get a degree, but if this is not written into the contract, it is easy to damage the rights and interests in the end. If the developer has a promise such as buying a house to get a degree, the owner must urge the developer to write these things into the contract.
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