1. Basic professional knowledge of real estate
1. Real estate: refers to the general term of real estate and real estate (also known as real estate).
2. Three forms of real estate:
Simple land, simple house, complex of land and house
3. The characteristics of real estate:
a. The location of the real estate is fixed (the land cannot be moved, and the house cannot be moved);
b. The geographical difference of real estate (the value of each real estate is different);
c. The high value and durability of real estate (expensive, permanent land);
d. The preservation and appreciation of real estate (currency depreciation, real estate preservation, currency appreciation, real estate appreciation);
4. Real estate: is the general term for houses and their rights (rights of possession, use, income, disposal, etc.).
5. Housing classification:
a. Functional use: residential houses (communities, high-end residential buildings), industrial houses (factories, warehouses), commercial houses (facades, shopping malls), office houses (office buildings), administrative houses (military, schools, etc.) Housing and city);
b. Building structure: steel structure, reinforced concrete structure, brick-concrete structure, brick-wood structure and others;
c. Ownership: public housing (direct management of public housing and self-managed public housing, etc.) and private housing;
6. Real estate: is the general term for land and its rights (rights to use, income, transfer, etc.).
7. Land classification:
a. Development and utilization: raw land and prepared land;
b. Building function: construction land and non-construction land;
c. Purpose: residential land, commercial service land, industrial land, storage land, municipal public facility land, transportation land, greening land, special land, etc.;
8. Real estate industry: refers to industries engaged in real estate development, operation, management and services. include:
a. Land development;
b. Housing construction, maintenance and management;
c. Paid allocation and transfer of land use rights;
d. Sale and lease of house ownership;
e. Real estate mortgage loans;
f. Real estate market;
9. Land use right: refers to the right of the land owner to use the land according to the classification of the land (referring to the right to operate, use, and profit from the land in accordance with the law). Public ownership of land takes two forms: collective ownership and state ownership. a) Rural land is under collective ownership and belongs to the collective ownership of farmers; b) Urban land is in the form of state ownership and belongs to the whole people; no individual can obtain ownership of the land.
Ways of obtaining land use:
Assignment: free use, such as municipal construction projects such as schools, hospitals, military land, and airports;
Transfer: Acquire the right to use from the state for a fee, in the form of agreement (such as 2 million-2.5 million per mu), bidding (provided the reserve price, obtained according to the use purpose and price), auction (the higher price will get it, and it is not illegal under the premise Obtained through formal channels);
10. Real estate market:
a. Primary market: taking land as the body (also known as land market, land transaction market);
b. Secondary market: After the developer obtains the land, he invests a certain bonus in the construction, and transfers the property right to the demander through compensation or gift (the buying and selling market of newly-built commercial houses);
c. Tertiary market: the recirculation of houses in the consumer market, including: sale, mortgage, transfer, lease (second-hand housing);
List of good real estate market structure:
Land use right transfer market
Land use right transfer market, incremental commercial housing market, primary housing market, etc.
Land use right transfer market, stock commercial housing market, second-hand housing market, secondary housing market, etc.
Government, development company (investor)
Development company, owner
State-owned land use rights
Incremental commercial housing
Stock commercial housing, sold old public housing, private housing
means of transaction
Auctions, tenders, agreements
Sale, rent, etc.
Sale, lease, exchange, etc.
11. Land use right transfer: refers to the state, as the land owner, transfers the urban land use right to land users and collects the land use right from the land users in accordance with the useful life, use and urban planning of the designated land. The act of transferring money. The parties to the transfer transaction are the state and the land-using unit or individual.
12. Land property rights: including land ownership, superstructure rights, easements, mortgage rights, mortgage rights, and lease rights.
Land rights: refers to the right to build houses on other people’s land at the cost of paying rent, and its essence is the right to use land;
Easement: refers to the right to use the land of others for their own use;
Mortgage right: refers to the right of the land-use right holder to obtain bank loans or other guarantees with land as mortgage during the effective period of use;
Leasehold right: refers to the land use right holder renting the land to others to obtain income within its effective period of use, and the lessee obtains the lease right of the piece of land;
13. Land use period: refers to the state transfer of land use rights to land users, and the two parties agree on the number of years that the land users can use.
1) The period of land use right transfer:
a. 70 years of residential land;
b. 50 years for industrial land, education, technology, culture and health, sports and general or other land;
c. 40 years for commercial, tourism and entertainment land;
PS: If the usage needs to be converted, the difference in land price shall be compensated for, and the state-designated shall comply with it;
2) What to do after the land use period expires:
a. The state has the right to unconditionally recover the land;
b. The main building is not a dangerous building after being inspected by the quality control department;
c. The existence of the project does not affect the urban planning, nor the city appearance, as long as the land transfer fee is paid to the government, it can be used continuously.
PS: Under the condition that Article b and c exist completely, the service life shall be purchased at the current land price, and the service life shall be stipulated by the government, otherwise it shall be unconditionally recovered;
14. Commodity house: the real estate developed and constructed after the developer obtains the land use right at the market land price and approved by the Land and Resources Bureau to circulate in the market. After obtaining the real estate certificate, it can be transferred, leased, inherited, mortgaged, and exchanged by itself. Fixed assets.
Property types of commercial housing: residential buildings, office buildings, shopping malls, hotels, and markets.
15. Pre-sale system of commercial housing: five certificates and two books
Five certificates: “State-owned Land Use Permit”, “Construction Land Planning Permit”, “Construction Project Planning Permit”,
Two books: “Quality Assurance”, “Instruction Manual”, and the two books can be used as supplementary provisions in the commercial housing sales contract, and are legal documents and guarantees provided by real estate development enterprises to buyers of commercial housing when the commercial housing is delivered for use. file.
16. Unfinished building: refers to the real estate that has not been completed and stopped in the middle of construction. The main reasons for the unfinished building are insufficient funds, serious quality problems in design and construction, and abnormal construction.
17. Off-plan construction: refers to buildings and houses that have started construction but have not yet been completed. It refers to the building on the drawing, which is in the initial stage of construction, has a long time to leave the house, and the price is favorable. After buying, it can be resold to make a difference.
18. Real estate speculation: buying and selling houses that have not yet been constructed. (Now the government has regulations that commercial houses are not allowed to be transferred within 5 years, and a 5% business tax is paid, in order to control real estate speculation)
19. Off-plan housing: refers to the commercial housing that meets the pre-sale conditions and has not yet been completed and delivered for use. (Low price, large selection space, complete apartment types, supervision of building materials and quality)
20. Existing house: refers to a commercial house that has been checked and accepted by the engineering quality supervision department, and has obtained quality certification documents, and can be delivered for use. (Buy and move in now, high price, outdated apartment, little room for choice)
21. Affordable housing: refers to commercial housing sold to low- and middle-income families at a meager price (commercial housing with a social security nature is economical and applicable). Not everyone can buy it, it must meet the conditions set by the local government, and purchase it after ranking. Changsha Fangkou, 25 years old and above, purchased at economic price within 65 square meters, and purchased at commodity prices outside of 65 square meters, and can be resold after 5 years).
22. Second-hand housing: the housing that has been transferred again after obtaining the ownership certificate. Others such as: public housing, private housing, fund-raising housing, low-rent housing, resettlement housing and other welfare housing.
23. Sincerity money: refers to the refundable money collected by the developer from the customer before the commercial housing has obtained the pre-sale certificate (generally, the developer’s discount commitment can be obtained).
24. Deposit: refers to a certain amount of currency (that can guarantee the role of the creditor) that the parties agree to be paid by one party to the other party as a guarantee for the creditor and cannot be returned.
25. Deposit: cannot guarantee the role of the creditor and can be refunded.
26. Entrance: The first door to enter the hall, the door opening area.
27. Apartment: refers to a building with more than 2 floors for multiple households to live in.
28. Pure office building: a building designed to provide office activities for the daily operations of various companies.
29. Comprehensive building: home, office, shopping mall, and integrated building.
30. Commercial and residential: SOHO, home and office in one.
31. Villa: refers to the garden residence built in the suburbs or scenic areas for recuperation and accommodation, TOWRHOUSE (townhouse, single row villa).
32. SHOPPINGMALL: One-stop shopping, a commercial area integrating shopping, entertainment and leisure, originated in the United States (also known as the sixth commercial format).
33. Property management: refers to the behavior of professional companies or institutions that accept the entrustment of the owners (or users) to manage the real estate professionally and provide the owners (or users) with efficient and thoughtful services.
34. Property management content: the management and maintenance of the house and its auxiliary equipment; the management of cleanliness, safety, public greening, public facilities, roads, etc. in the house area; providing other comprehensive or special services to the owner. Property management belongs to the category of community management.
35. Owners’ meeting: refers to the organizational form composed of all the owners in the property management area and has the power to decide the property management in the area.
36. Owners’ Congress: An organization composed of representatives of owners in the property management area that has the power to decide on property management in the area.
37. Owners’ Committee: An organization composed of owners’ representatives in the property management area, representing all owners to implement autonomous management of properties, and elected by the owners’ representative assembly or owners’ representatives.
38. One-time payment: refers to the payment method in which the purchaser pays all the purchase price to the selling unit at one time without enjoying the policy loan when purchasing a commercial house.
39. Installment payment: After signing the contract, the purchaser will divide the purchase price into certain proportions, and pay the house payment in batches according to the time period or construction progress (for off-plan houses). When the house is delivered, the payment will be fully paid.
40. Bank mortgage: refers to the method of obtaining a house purchase loan by using a house purchase contract or house property rights as collateral. That is, when buying a house, the buyer submits a pledge document of guarantee to the bank, and after the bank has approved it, obtains part of the loan of the total price of the house, according to the mortgage agreement, repays the principal and interest of the loan to the bank on time and in time, and provides real estate as a loan repayment Guarantee (general house purchase contract and title certificate are used as mortgage, housing: 70% to 20 years; facade: 50% to 10 years or 6 years to 10 years).
41. Provident Fund: “Full name Housing Provident Fund” refers to the state agencies, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions and their employees in accordance with national regulations during the reform of the urban housing system. , Special funds for housing consumption (the facade is not acceptable). Payment and deposit ratio: must not be less than 5% of the average monthly salary of the employee in the previous year. In cities where conditions permit, the payment and deposit ratio can be appropriately increased; the method of payment and deposit: one is paid by the individual employee; the other is paid by the employee’s unit Save
42. Personal housing provident fund loan: refers to employees who have participated in the housing provident fund system, who are willing to use new purchases or other housing property rights as collateral and apply to the housing provident fund management center when purchasing, building, renovating and overhauling their own homes due to insufficient funds. loan.
43. Deed tax: refers to the one-time tax levied on the owner of the property right based on a certain percentage of the house price on the contract made by the parties when the ownership of the house changes (ordinary residence: 2%, non-ordinary residence: 4%).
44. Public maintenance fund: refers to the maintenance and maintenance fund for public parts of houses and buildings and public facilities and equipment (ordinary houses: 2%; elevator rooms and facades: 3%).
45. Raw land: refers to undeveloped agricultural land or wasteland that has not been developed into conditions for construction land.
46. Starting price: the “starting price” refers to the lowest selling price among all the listings of the property (generally referring to the price of a building with a bad house type, orientation, and layout, the price difference between each floor is tens to hundreds of yuan).
47. Basic price: the “basic price” refers to the basic price per square meter of commercial housing determined after accounting. It is for the real estate pricing method, and has nothing to do with the starting price (the price is also different for different floors and orientations).
48. Average price: the average sales price of the property. The sum of the sales prices of each house in the property is divided by the sum of the building area of each unit to get the average price per square meter).
49. Cost price: refers to the price measured at the average cost of building public housing when selling public housing during the housing system reform.
Including: A. Compensation fees for land acquisition and demolition; B. Survey and design and preliminary engineering fees; C. Construction and installation engineering fees; D. Infrastructure construction fees for residential quarters; E. Management fees; F. Loan interest; G. Taxes;
2. Basic knowledge of construction:
1. Three connections and one leveling: refer to the water, electricity, access, and land leveling during land development.
2. Seven connections and one leveling: water supply, drainage, electricity, communications, gas, heating, road access and land leveling.
3. Floor area: the area within the red line.
4. Building area: refers to the sum of the horizontal projection area of the outer walls (pillars) above the feet of the building, including balconies, corridors, basements, outdoor stairs, etc.
5. Sales area: refers to the sale of commercial houses in sets. The sales area is the sum of the building area in the set purchased by the buyer and the shared building area of the area that should be shared.
6. Usable area: refers to the sum of the net area of each level of the residence that is directly used by the households (in housing sales, the usable area is generally not used to calculate the price).
7. Shared area standard: refers to the area of the public building space in the commercial housing that should be shared and included in the sales area in the sales of commercial housing. It consists of two parts: 1) indoor and outdoor stairs, inner and outer corridors, public halls, passages, elevators, and power distribution rooms , Equipment floor, equipment room, structural conversion floor, technical floor, air-conditioning machine room, fire control room, guard room on duty for the entire floor, garbage room in the building, and stairwells with enveloping structures that protrude from the roof, and elevators Computer room, water tank room, etc.; 2) the separation between the unit and the public building space and the horizontal projection area of the external wall (including the gable).
Public building area sharing coefficient: the sum of public building area/building area in the apartment.
8. Usable area: the balance of the building area after deducting the public share area.
9. Rental area: residential houses are calculated according to the usable area, and non-residential houses are calculated according to the construction area.
10. Building area inside the apartment: refers to the total building area of each part of the commercial housing.
Building area inside the apartment = usable area inside the apartment + wall area inside the apartment + building area of the balcony
Building area in the suite = usable area in the suite / usable area coefficient of the standard floor
11. Floor area ratio: total building area/total land area (floor floor area ratio is roughly 3, high-rise is 5, super high-rise is
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