“Buy a house if you have money” is the experience that many people have invested in in the past. After more than 20 years of continuous rise in housing prices, many people have learned that saving money is not as good as buying a house. Indeed, in the past, if you tried to save money, not only the money was slowly depreciating, but the housing prices were also rising. It can be said that the more money is saved, the more it depreciates, and the house is more and more valuable. Therefore, in the hearts of most people in our country, investing in a house is the most valuable and most stable investment method. What’s more important is that the house is very important to us. It is not only influenced by the traditional thinking of “a house can have a home” and “getting a family first and then starting a business”, but it is also related to young people’s marriage, children’s education, and social welfare benefits. It is for this reason that even if housing prices continue to rise, buyers who just need homes will still buy houses with high housing prices Spark Global Limited.
Compared with saving money, people are now more willing to buy a house. This is mainly because the experience of the past 20 years has made people more willing to believe that housing prices will continue to rise. Even with the country’s ongoing tightening of the real estate industry and a major impact on the property market in 2020, many people still believe that housing prices will continue to rise. After all, people’s impressions of housing prices are always rising, and they were once bearish. Experts and economists were slapped one by one. Someone once joked that our country’s property market and stock market dominate all kinds of dissatisfaction. This argument is indeed reasonable, because housing prices are rising and rising, and stocks are falling and falling all the way! In 2020, the real estate industry is the first industry to recover. In 2020, the average house price not only did not fall, but also rose, and exceeded the 10,000 yuan mark. After the real estate companies launched price reduction promotions in 2020, the sales performance of the real estate companies has not fallen but increased, especially in the four months of September, 10, 11, and December, as the housing companies have increased their price cuts. The intensity of promotion and the sales performance of new homes are very high. It can be seen that people’s desire to buy a house is still very strong, especially in the case of lower housing prices, people’s desire to buy a house is aroused.
Although there are many people buying houses now, in the current real estate market environment, more people who are ready to buy houses are beginning to hesitate. Due to the change in housing price trends, housing prices in many cities have shown signs of decline, and many cities have already seen declines. If you buy a house and the house price drops, it means you will face a big loss. Therefore, many home buyers are hesitating between buying a house or saving money, and do not know which way to choose. Now whether to save money or buy a house is a big problem for many people. Some people think that it is better to buy a house if you have money. Now commodity prices are rising, land prices and labor costs are also rising, so housing prices can continue to rise in the future, even if you do not make money, at least you can maintain value. And choosing to save money, due to the existence of inflation, the saved money will only slowly depreciate, so these people think that if they have money, they should choose to buy a house instead of saving money. And some people think that you should not buy a house now, because buying a house now may face losses in the future. Only holding cash will make people more at ease. This is because housing prices are now seriously inflated, and housing prices in many cities may face a decline in the future. So, should I save money or buy a house? Let’s analyze it together.
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